In 1889, German Chancellor Otto von Bismarck introduced the world's first state pension system and set the retirement age at 70. Life expectancy in Germany at the time was about 45 years. The math was ...

For most of my life, I've worked as an innovator in the financial services space, with a particular focus on life insurance and annuity products. For 40 years, that was my job and specialty. One of my ...

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One downfall of our retirement saving system is the cost and quality of the plan that you have access to can be significantly dependent on the size of your employer. Small employers have fewer ...

Increasingly, financial planners and wealth managers are hearing from current and potential clients who are turning to do-it-yourself investment strategies to build and manage their investment ...

Americans’ ability to build a secure retirement is increasingly in danger. In addition to Social Security’s rapidly approaching fiscal problems and underfunded traditional defined benefit pensions, ...